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Important Lender Information
Preliminary HUD-1
Through our past experience, we have found many of the last minute issues that arise are due to misunderstanding. To help overcome this issue, we like to prepare a Preliminary HUD-1 Statement from the lender's Good Faith Estimate, obtain approval of the preliminary HUD-1 from the loan officer, and make it available to the client at that time. Most often, any issues can be solved before settlement.
Good Funds Requirement
As you may well know, Virginia is a Wet Settlement State. This means the Settlement Company needs to have lender funds in their account before the signing of the documents.
Title Policy
A major benefit of dealing with Hazelwood Title is that we send the lender's final policy with the closing package after closing. This allows the secondary marketing department to package the loan for sale in a timely manner.
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